Privacy Policy

1. Introduction

At MoneyMalay, we respect your privacy and are committed to protecting your personal data. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website moneymalay.com or use our exam preparation services.

Please read this Privacy Policy carefully. If you do not agree with the terms of this Privacy Policy, please do not access the site or use our services.

2. Information We Collect

2.1 Personal Information

We may collect personal information that you voluntarily provide to us when you:

• Register on our website
• Subscribe to our newsletter
• Fill out a contact form
• Purchase our services
• Participate in surveys or promotions

This information may include:

• Name
• Email address
• Phone number
• Mailing address
• Educational background
• Payment information

2.2 Automatically Collected Information

When you visit our website, we may automatically collect certain information about your device, including:

• IP address
• Browser type and version
• Operating system
• Time and date of your visit
• Pages you visit
• Time spent on those pages

We collect this information using cookies and similar tracking technologies. For more information about our cookie usage, please see Section 7 of this Privacy Policy.

3. How We Use Your Information

We may use the information we collect for various purposes, including to:

• Provide, maintain, and improve our services
• Process and complete transactions
• Send administrative information, such as updates to our policies
• Respond to your inquiries and provide customer support
• Send promotional communications, such as newsletters and special offers
• Personalize your experience on our website
• Monitor and analyze usage trends to improve our website and services
• Protect against fraudulent or unauthorized transactions
• Comply with legal obligations

4. Information Sharing and Disclosure

We may share your personal information in the following situations:

4.1 Third-Party Service Providers

We may share your information with third-party service providers who perform services on our behalf, such as payment processing, data analysis, email delivery, hosting services, and customer service.

4.2 Business Transfers

If we are involved in a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred as part of that transaction.

4.3 Legal Requirements

We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., a court or government agency).

4.4 With Your Consent

We may share your information with your consent or as otherwise disclosed at the time of collection.

5. Data Security

We implement appropriate security measures to protect the security of your personal information. However, please note that no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

6. Your Rights

Depending on your location, you may have certain rights regarding your personal information, including:

• The right to access the personal information we hold about you
• The right to request the correction of inaccurate personal information
• The right to request the deletion of your personal information
• The right to withdraw consent at any time (where processing is based on consent)
• The right to object to processing of your personal information
• The right to data portability

To exercise these rights, please contact us using the details provided in Section 10.

7. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to track activity on our website and store certain information. Cookies are files with a small amount of data which may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your device.

We use the following types of cookies:

• Essential cookies: These cookies are necessary for the website to function properly.
• Preference cookies: These cookies remember your preferences and settings.
• Analytics cookies: These cookies help us understand how visitors interact with our website.
• Marketing cookies: These cookies track your online activity to help deliver targeted advertising.

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our website.

8. Children's Privacy

Our website and services are not intended for children under the age of 16. We do not knowingly collect personal information from children under 16. If you are a parent or guardian and you believe your child has provided us with personal information, please contact us so that we can delete such information.

9. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Effective Date" at the top of this page. You are advised to review this Privacy Policy periodically for any changes.

10. Contact Us

If you have any questions about this Privacy Policy, please contact us at:

• Email: privacy@moneymalay.com
• Phone: +26676430066
• Address: 7-8, Jln 5/1Y, Pandan Perdana, 13391 Gelugor, Penang, Malaysia